We Are Experienced in Bankruptcy  And Will Handle Your Case Right

Many attorneys are new to bankruptcy and have just recently entered the field to take advantage of the increase in bankruptcy filings that have taken place the last couple of years.  Don't hire an inexperienced attorney that will use your case as a learning tool..

File Bankruptcy in Orange County.
Low fixed rates.

Ready to declare bankruptcy?
All Our Bankruptcy Cases Are Handled By An Attorney.

We've tried to make filing bankruptcy as easy and affordable as we can for our clients and have simplified the process.  During our free no obligation consultation we will explain the bankruptcy process in a straightforward manner.

Click here to see the basic steps in the bankruptcy process.

WE MAKE AN ATTORNEY AVAILABLE TO OUR CLIENTS
 Don't be surprised if an attorney answers the phone when you call our office.  Our clients are important to us and we make a diligent effort to have an attorney available to speak with every current or prospective client at the time the call comes in.   If you are skeptical, pick up the phone and find out for yourself.  We offer free consultation regarding chapter 7 bankruptcy, chapter 13 bankruptcy, loan modification, stopping garnishments, and other help with debt relief matters.

WE MAKE IT EASY TO GET ADVICE FROM AN ATTORNEY
Clients do not have to fill out any forms or questionnaires before speaking with an attorney about bankruptcy or other debt relief help.  During our consultation process one of our lawyers will take the time to discuss your financial situation, answer your questions, and tell you the various debt relief options that may be available to you.   

DETAILED CONSULTATION AND PLANNING WITH AN ATTORNEY
There is more to filing bankruptcy than just filing out forms.  An attorney will provide pre-bankruptcy consultation to be sure that bankruptcy is the right choice.  We will tell you if you have alternatives to bankruptcy that will solve your financial problems.  Often times a bankruptcy is the best solution to solve consumer debt, and we'll help you decide if, and when the time is right to file bankruptcy.  We will also discuss whether chapter 7 or chapter 13 bankruptcy is the right type of bankruptcy for you. 

Bankruptcy At A Competitive Fixed Price
Our experienced attorneys provide consultation, planning, and personalized service at affordable, reasonable, fixed prices based upon the complexity of your case.   If you can find a lower price it is likely you will not get the comprehensive and competent service you need from a bankruptcy attorney.

What We Do:
We help consumers with excessive debt and mortgages:

• eliminate and reduce debt
• protect assets
• stop foreclosure and automobile repossession
• stop civil actions and evictions
• stop wage garnishment
• eliminate 2nd and 3rd mortgages (lien stripping)
• immediately stop creditor's collection efforts and harassing phone calls

How We Do It:
Depending upon the circumstances and goals of the client, we will advise clients to:

• file either Chapter 7 bankruptcy and Chapter 13 bankruptcy
• seek debt counseling
• negotiate with creditors
• short sale of home
• seek alternative to bankruptcy

Who We Help:
Our clients are consumers and business owners that have excessive mortgages or debts.  If you are subject to a wage garnishment, sued by a creditor, had a car repossessed, facing foreclosure, or are being harassed by creditors, we may be able to help you. 

Financial Analysis:
Our attorneys are experienced with bankruptcy, foreclosure, and problems related to excessive debt.  We know you have many questions concerning bankruptcy and your rights as a debtor . . .

Should I file for bankruptcy?
Will  filing bankruptcy stop foreclosure?
How can I stop creditors from calling?
Can I protect my assets?

During our no obligation and free consultation process, a lawyer experienced in bankruptcy and consumer debt relief will take the time to answer all of your questions,  review your assets and liabilities, and structure a debt reduction strategy that is right for you.

To speak with an attorney about resolving your debt and credit problems:
Orange County: Voice or Text 714-742-1411
Corona office:  714-951-278-2224

Schurter Law Newsletter and Blog:

Wednesday July 27, 2011
Blog:  Be careful not to make fradulent transfers prior to filing bankruptcy.

Transferring property that you own free and clear to a relative or friend before filing bankruptcy may not have the results you intend. Instead the property may get sold during the bankruptcy.   You may be able to avoid this scenario and protect the asset with an exemption.  To read more about this subject click here.  

Saturday July 23, 2011
Blog:  Bankruptcy Can Save Your Home - Fact or Fiction

An important concept in bankruptcy is that liens survives bankruptcy.  So, in a chapter 7 bankruptcy you may be able to discharge the debt owed on your house, but the lender still has a valid lien against the property. 

Let's take a look at a chapter 7 bankruptcy case under a common scenario with a debtor owing more than the house is worth and is behind on payments:  To read more about this subject click here.